Working Capital     $25,000 to $250,000

Capital4HealthCare provides working capital loans for doctors, dentists and veterinarians to enhance the value of their practice, for advertising, hiring a new associate, hiring a consultant. Designed for start-up medical and dental practices with doctors licensed a minimum of 2 years. Veterinarians, physical therapists and non-board certified family physicians / other M.D.'s must have 2 years time in business operating their own business. You must own and operate your own practice not a property management or investment company owned by a medical or dental professional.

You must always personally guarantee the loan. Spousal guarantees may be required if the spouse is active in the practice or a signor on the practice checking account.

ISSUES	LOANS	LEASES
Upfront Payments	NO	Yes
Installation of equipment must be completed prior to funding	NO	YES
Original vendor invoice required prior to funding	NO	YES
Leasehold improvements included	YES	SOME
Progress payments during installation / manufacturing process	Upto Dr	MAYBE
Debt reflected on CBR	NO	MAYBE
Sales tax issues	NO	YES
Personal property tax issues	NO	YES
Life insurance required	$75,001+	MAYBE
Property insurance required	YES	YES
Administrative fees required	YES	YES
Early payoff allowed	YES	YES
Equipment may be purchased from another end-user, auction house or internet	YES	NO
Heavily customized software transactions and hourly IT work.	YES	NO

NOTE: Working capital loans are not offered in Alaska, Arkansas, Hawaii, Montana, New Hampshire, Rhode Island and Vermont. Discharged bankruptcies over 5 years ago may be considered if clean credit has been re-established. A first practice lien is not required. Our working capital loan does not restrict the doctor's ability to borrow, buy, sell or lease equipment as needed for the practice.